Disclosures
Important legal and licensing information
Licensing Information
Loans R Us is a licensed mortgage lender (NMLS #1234567). All loans are subject to credit approval, income verification, and property appraisal. Terms and conditions apply. Contact us for full details.
Equal Housing Opportunity
Loans R Us is committed to providing equal housing opportunities to all qualified applicants without regard to race, color, religion, sex, national origin, familial status, or disability. We comply with all federal, state, and local fair housing laws.
Loan Terms and Conditions
- All loan applications are subject to credit approval and underwriting guidelines
- Property appraisal is required for all mortgage loans
- Income and employment verification is mandatory
- Interest rates and terms may vary based on creditworthiness and loan program
- Private mortgage insurance (PMI) may be required for conventional loans with less than 20% down payment
- Closing costs and fees apply to all loan transactions
Privacy Policy
We are committed to protecting your personal information. Any information you provide is used solely for the purpose of processing your loan application and is protected in accordance with applicable privacy laws. We do not sell or share your personal information with third parties for marketing purposes without your consent.
Email Communications
By providing your email address and consenting to receive communications, you agree to receive emails and newsletters from Loans R Us. This may include:
- Loan application updates and status notifications
- Educational content about mortgage and real estate topics
- Market updates and rate information
- Promotional offers and special programs
You may unsubscribe from these communications at any time by following the unsubscribe link in our emails or contacting us directly.
Website Security
Our website employs industry-standard security measures to protect your personal and financial information. We use SSL encryption for data transmission and implement Cross-Site Request Forgery (CSRF) protection to ensure the security of your online interactions.
Regulatory Information
Consumer Financial Protection Bureau (CFPB)
For information about your rights as a consumer, visit www.consumerfinance.gov
HUD Housing Counseling
For free housing counseling services, call (800) 569-4287 or visit www.hud.gov
Contact Information
For questions about these disclosures or any aspect of our mortgage services, please contact us: